# Falling, impact, collision and the like.
* Long term care Insurance: Long-term care insurance, an insurance product sold through a licensed insurance agent (one who represents the insurance company) or an insurance broker (one who represents the policyowner) in the United States, helps provide for the cost of long-term care beyond a pre-determined period.Individuals who require long-term care are generally not sick in the traditional sense, but instead, are old and frail and unable to perform at least two of the basic activities of daily living such as dressing, bathing, eating, toileting, getting in and out of a bed or chair, and walking
* IP Insurance: Intellectual Property Insurance coverage protects companies for copyright, trademark or patent infringement claims arising out of the company's operation. It pays the defense costs and any judgment up to the policy limits<br>
Two types of intellectual property insurance coverage are available<br>
(1)# The first protects if you are sued for infringement and it funds a legal defense<br>(2)# The second and more unique coverage is called a 'pursuit' policy. It helps pay the legal expenses of suing an alleged infringer<br>
* Blanket Insurance: A single property insurance policy that provides coverage for multiple classes of property at one location or one or more classes of property at multiple locations. Coverage under this form is written for one total amount of insurance. No single item (e.g., a building or machine) is assigned a specific amount of insurance, although different amounts may be shown for buildings in general, equipment in general, and other items