Changes
/* Segmentation in Life Insurance */
Segmentation in Life Insurance industry is done on the basis of:
[[Image:SegmentationSegments.jpg|thumb|center|600px|[http://www.streetdirectory.com/travel_guide/152402/life_insurance/find_life_insurance_online__preparing_to_request_a_quote.html Source: streetdirectory.com]]]
Companies call these segments as rating classes. Different companies give different weights to different diseases and they have their own health check list while developing these rating classes. All people in a rating class do not have the same life span but, they have a fairly predictable life expectancy. This give companies a basis to determine premiums.
