Difference between revisions of "Innovative personal finance products demo prep"
From DolceraWiki
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==== Household credit ==== | ==== Household credit ==== | ||
[[Image:Household credit global trend.jpg|thumb|center|600px|Household credit]] | [[Image:Household credit global trend.jpg|thumb|center|600px|Household credit]] | ||
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| + | ==== Household leverage ==== | ||
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| + | [[Image:Household debt leverage.jpg|thumb|center|600px|Household leverage]] | ||
=== Demographic dividend === | === Demographic dividend === | ||
Revision as of 23:09, 5 January 2007
India: Overview
Overall economy
Household credit
Household leverage
Demographic dividend
Education
Personal income
Ideas
Investing abroad
Loans
Trends
Aspirational society (society turning aspirational)
- Picture: How many homes have a....
- Text:
Lack of public education
- Picture: Children in immaculate school uniform...
- Text:
Expensive weddings
Gold
Microfinance
Peer-to-peer banking
Kitty parties
Islamic banking
Ideas
Education loans
- Tie up with educational institutions INCLUDING primary schools
Wedding loans
Streamlining microfinance
Loans based on gold
Insurance
Trends
Aspirational society
- Picture: How many homes have a...
- Text:
No medical coverage
- Picture:
- Text:
Increasing savings rate
- Picture:
- Text:
Ideas
Insurance as a saving vehicle
- Picture:
- Text:
Credit
Trends
Increasing savings rate
- Picture:
- Text:
Increasing purchasing power
Rural demand for credit
Remittances
COD (???)
Growth in retail
Mobile phone and technology penetration
Ideas
Debit cards
- Picture:
- Text: Linked to checking accounts
Mobile ATM
- Picture
- Text:
Credit cards linked to US accounts
- Credit cards in India based on credit-rating of NRI
