==== Mobile phone credit cards ====
* Sony's [http://www.sony.net/Products/felica/csy/jre.html Felica] system combines mobile phones with credit card style payment capabilities
* With 140 million cell phones, but less than half as many credit cards, cell phones offer a great possibility for improving credit-card penetration in India
[[Image:PersFin Mobile phone credit card.jpg|thumb|center|400px|Mobile phone used as credit card]]