=== Education ===
* Literacy levels are extremely low in India
* Education is in high demand
* Public education system is broken and private education is extremely expensive
<table align=center>
<tr>
<td>[[Image:PersFin Education 2.gif|thumb|center|200px|Low levels of literacy]]
</td>
<td>[[Image:PersFin Education.jpg|thumb|center|400px|Children in immaculate school uniforms leaving the most basic housing. Buying these uniforms must put immense strain on the family finances, but education is highly valued. The population is growing faster than schools can be built to accommodate them, so the schools work on a shift system.]]</td>
</tr>
</table>
=== Personal income ===