[[Image:Household debt leverage.jpg|thumb|center|600px|Household financial leverage]]
* This indicates a bias towards assets based leverage than leverage on incomesin India.* Rising incomes in India thus indicates towards tremendous opportunities for loans based on 'income potential' on either side (a) asset creation side and (b) Liablity creation side. Also, fuelling of (a) will in parallel give rise to (b).
=== Demographic dividend ===