https://www.dolcera.com/wiki/api.php?action=feedcontributions&feedformat=atom&user=59.93.75.224DolceraWiki - User contributions [en]2026-04-22T11:50:13ZUser contributionsMediaWiki 1.24wmf12https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2887Insurance sector2006-10-16T12:43:03Z<p>59.93.75.224: /* Insurance type - Overall */</p>
<hr />
<div>==Rationale==<br />
* Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br />
* Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br />
* "The focus over the last year has been around proving the value of IT as a key contributor to business success," - David Holtzman<br />
* Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br />
<br />
==Search Strategy==<br />
'''Search date:''' 14 Sept, 2006<br />
<br />
'''Database''': Micropatent (PatSearch Fulltext)<br />
<br />
'''Search Strings, Hits & Scope:'''<br />
<br />
* '''Search I''' <br />
** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br />
** Search scope – Title, Abstract & Claims, Date - 2000 till date <br />
** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br />
* '''Search II'''<br />
** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br />
** Search scope – Title, Abstract & Claims, Date 1991 till date<br />
* '''Search III'''<br />
** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br />
** Search scope – Title, Abstract & Claims, Date – 1991 till date – 345 hits<br />
* Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br />
<br />
'''Note:''' ''All search hits exclude family members and duplicate patent records''<br />
----<br />
<br />
==Market data - Insurance sector==<br />
* Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people<br><br />
* Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002<br><br />
* U.S. life insurance firms hold about $3.8 trillion in assets<br><br />
* Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006<br><br />
* Homeowners insurance is about a $50 billion market<br><br />
* Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br />
<br />
==Year wise IP activity==<br />
* Graph depicts IP activity based on publication year<br />
* 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br />
* Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br />
<br />
[[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br />
<br />
==Assignee wise IP activity==<br />
* Graph depicts assignee and number of patents to their credit<br />
* MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE & FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br />
<br />
<gflash>800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf</gflash><br />
<br />
'''Note''': Below mentioned assignees patents added together and presented as one in above graph<br />
* SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br />
* GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br />
* NICHIDO FIRE & MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE & NICHIDO LIFE INSURANCE , TOKIO MARINE & NICHIDO FIRE INSURANCE and TOKIO MARINE & FIRE INSURANCE is presented as TOKIO MARINE & FIRE INSURANCE<br />
* NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br />
<br />
==Country wise IP activity==<br />
* Graph indicates IP activity based on priority country<br />
* United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br />
* [[Country code]]<br />
<br />
<gflash>800 450 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf</gflash><br />
<br />
==Insurance type - Overall==<br />
[[image:final866.png|center|600 px|thumb|Types of insurance]]<br />
<br />
==Distribution of assignees in the top ten domains==<br />
<br />
[[Image:Domain-Assigneep.png|thumb|center|700 px|Distribution of assignees in the top ten domains]]<br />
<br />
==Top five domains and the foreign filing trends==<br />
[[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br />
<br />
==Foreign filing trends of top players==<br />
* The chart information is based on patent family members and not based on priority country filing<br />
[[image:Country-Assigneep.png|center|600 px|thumb|Country-Assignee]]<br />
<br />
==Trend in least and most crowded domains==<br />
[[Image:domain-filingdatep.png|thumb|center|800 px|Trend in least and most crowded domains]]<br />
<br />
==Distribution of analyzed patents - Based on insurance type==<br />
* 95 patents have been analyzed and categorized based on type of insurance<br />
* For definitions follow the [[link]]<br />
* Number in ( ) indicates # of patents <br />
* '''Trend - Top insurance filing sectors'''<br />
** Maximum number of patents file under life insurance category (39) followed by<br />
** Automobile insurance (26) and<br />
** Property insurance (7)<br />
[[Image:new95.png|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br />
<br />
==Distribution of patents - Based on activity==<br />
* Above 95 patents further analyzed for more granularity to project various patterns involved<br />
* '''Trend based on various activities under insurance: ''' <br />
** Maximum patent filed on insurance information management system (23) followed by<br />
** Insurance payment process (21) and<br />
** Insurance selling system and various selling parameters (15)<br />
<br />
[[Image:Activityp.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br />
<br />
==Overall Trend - Based on insurance sector and respective activities==<br />
'''Automobile Insurance'''<br />
* Customize insurance policy and customized insurance premium for different cars and people<br />
* Keeping uninsured from driving<br />
<br />
'''Casualty insurance'''<br />
* Automatic accident reporting system of an insured person<br />
<br />
'''Health insurance'''<br />
* Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br />
<br />
'''Life Insurance'''<br />
* Annuity – Automated benefit scheme administration apparatus<br />
* Package – Selling other services (funeral plan) along with life insurance<br />
* Retirement – Computer based retirement planning and income arrangement system<br />
<br />
'''Property insurance'''<br />
* GPS Mobile insurance system – Monitoring current location and condition<br />
<br />
==Insurance type Vs assignee and their activities==<br />
'''Automobile insurance'''<br />
<br />
[[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br />
<br />
'''Life insurance'''<br />
<br />
[[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br />
<br />
'''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br />
<br />
[[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br />
<br />
----<br />
[[Media:Insurance_Analysis.xls]]</div>59.93.75.224https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2880Insurance sector2006-10-16T09:01:22Z<p>59.93.75.224: /* Distribution of assignees in the top ten domains */</p>
<hr />
<div>==Rationale==<br />
* Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br />
* Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br />
* "The focus over the last year has been around proving the value of IT as a key contributor to business success," - David Holtzman<br />
* Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br />
<br />
==Search Strategy==<br />
'''Search date:''' 14 Sept, 2006<br />
<br />
'''Database''': Micropatent (PatSearch Fulltext)<br />
<br />
'''Search Strings, Hits & Scope:'''<br />
<br />
* '''Search I''' <br />
** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br />
** Search scope – Title, Abstract & Claims, Date - 2000 till date <br />
** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br />
* '''Search II'''<br />
** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br />
** Search scope – Title, Abstract & Claims, Date 1991 till date<br />
* '''Search III'''<br />
** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br />
** Search scope – Title, Abstract & Claims, Date – 1991 till date – 345 hits<br />
* Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br />
<br />
'''Note:''' ''All search hits exclude family members and duplicate patent records''<br />
----<br />
<br />
==Market data - Insurance sector==<br />
* Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people<br><br />
* Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002<br><br />
* U.S. life insurance firms hold about $3.8 trillion in assets<br><br />
* Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006<br><br />
* Homeowners insurance is about a $50 billion market<br><br />
* Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br />
<br />
==Year wise IP activity==<br />
* Graph depicts IP activity based on publication year<br />
* 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br />
* Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br />
<br />
[[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br />
<br />
==Assignee wise IP activity==<br />
* Graph depicts assignee and number of patents to their credit<br />
* MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE & FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br />
<br />
<gflash>800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf</gflash><br />
<br />
'''Note''': Below mentioned assignees patents added together and presented as one in above graph<br />
* SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br />
* GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br />
* NICHIDO FIRE & MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE & NICHIDO LIFE INSURANCE , TOKIO MARINE & NICHIDO FIRE INSURANCE and TOKIO MARINE & FIRE INSURANCE is presented as TOKIO MARINE & FIRE INSURANCE<br />
* NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br />
<br />
==Country wise IP activity==<br />
* Graph indicates IP activity based on priority country<br />
* United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br />
* [[Country code]]<br />
<br />
<gflash>800 450 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf</gflash><br />
<br />
==Insurance type - Overall==<br />
[[image:overallp.png|center|600 px|thumb|Types of insurance]]<br />
<br />
==Distribution of assignees in the top ten domains==<br />
<br />
[[Image:Domain-Assigneep.png|thumb|center|700 px|Distribution of assignees in the top ten domains]]<br />
<br />
==Top five domains and the foreign filing trends==<br />
[[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br />
<br />
==Foreign filing trends of top players==<br />
* The chart information is based on patent family members and not based on priority country filing<br />
[[image:Country-Assignee1.png|center|600 px|thumb|Country-Assignee]]<br />
<br />
==Trend in least and most crowded domains==<br />
[[Image:domain-filing4.png|thumb|center|800 px|Trend in least and most crowded domains]]<br />
<br />
==Distribution of analyzed patents - Based on insurance type==<br />
* 95 patents have been analyzed and categorized based on type of insurance<br />
* For definitions follow the [[link]]<br />
* Number in ( ) indicates # of patents <br />
* '''Trend - Top insurance filing sectors'''<br />
** Maximum number of patents file under life insurance category (39) followed by<br />
** Automobile insurance (26) and<br />
** Property insurance (7)<br />
[[Image:new95.png|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br />
<br />
==Distribution of patents - Based on activity==<br />
* Above 95 patents further analyzed for more granularity to project various patterns involved<br />
* '''Trend based on various activities under insurance: ''' <br />
** Maximum patent filed on insurance information management system (23) followed by<br />
** Insurance payment process (21) and<br />
** Insurance selling system and various selling parameters (15)<br />
<br />
[[Image:Activityp.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br />
<br />
==Overall Trend - Based on insurance sector and respective activities==<br />
'''Automobile Insurance'''<br />
* Customize insurance policy and customized insurance premium for different cars and people<br />
* Keeping uninsured from driving<br />
<br />
'''Casualty insurance'''<br />
* Automatic accident reporting system of an insured person<br />
<br />
'''Health insurance'''<br />
* Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br />
<br />
'''Life Insurance'''<br />
* Annuity – Automated benefit scheme administration apparatus<br />
* Package – Selling other services (funeral plan) along with life insurance<br />
* Retirement – Computer based retirement planning and income arrangement system<br />
<br />
'''Property insurance'''<br />
* GPS Mobile insurance system – Monitoring current location and condition<br />
<br />
==Insurance type Vs assignee and their activities==<br />
'''Automobile insurance'''<br />
<br />
[[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br />
<br />
'''Life insurance'''<br />
<br />
[[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br />
<br />
'''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br />
<br />
[[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br />
<br />
----<br />
[[Media:Insurance_Analysis.xls]]</div>59.93.75.224https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2873Insurance sector2006-10-16T07:49:00Z<p>59.93.75.224: /* Distribution of analyzed patents - Based on insurance type */</p>
<hr />
<div>==Rationale==<br />
* Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br />
* Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br />
* "The focus over the last year has been around proving the value of IT as a key contributor to business success," - David Holtzman<br />
* Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br />
<br />
==Search Strategy==<br />
'''Search date:''' 14 Sept, 2006<br />
<br />
'''Database''': Micropatent (PatSearch Fulltext)<br />
<br />
'''Search Strings, Hits & Scope:'''<br />
<br />
* '''Search I''' <br />
** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br />
** Search scope – Title, Abstract & Claims, Date - 2000 till date <br />
** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br />
* '''Search II'''<br />
** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br />
** Search scope – Title, Abstract & Claims, Date 1991 till date<br />
* '''Search III'''<br />
** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br />
** Search scope – Title, Abstract & Claims, Date – 1991 till date – 345 hits<br />
* Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br />
<br />
'''Note:''' ''All search hits exclude family members and duplicate patent records''<br />
----<br />
<br />
==Market data - Insurance sector==<br />
* Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people<br><br />
* Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002<br><br />
* U.S. life insurance firms hold about $3.8 trillion in assets<br><br />
* Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006<br><br />
* Homeowners insurance is about a $50 billion market<br><br />
* Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br />
<br />
==Year wise IP activity==<br />
* Graph depicts IP activity based on publication year<br />
* 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br />
* Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br />
<br />
[[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br />
<br />
==Assignee wise IP activity==<br />
* Graph depicts assignee and number of patents to their credit<br />
* MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE & FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br />
<br />
<gflash>800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf</gflash><br />
<br />
'''Note''': Below mentioned assignees patents added together and presented as one in above graph<br />
* SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br />
* GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br />
* NICHIDO FIRE & MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE & NICHIDO LIFE INSURANCE , TOKIO MARINE & NICHIDO FIRE INSURANCE and TOKIO MARINE & FIRE INSURANCE is presented as TOKIO MARINE & FIRE INSURANCE<br />
* NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br />
<br />
==Country wise IP activity==<br />
* Graph indicates IP activity based on priority country<br />
* United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br />
* [[Country code]]<br />
<br />
<gflash>800 450 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf</gflash><br />
<br />
==Insurance type - Overall==<br />
[[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br />
<br />
==Distribution of assignees in the top ten domains==<br />
<br />
[[Image:Domain-Assignee1.png|thumb|center|700 px|Distribution of assignees in the top ten domains]]<br />
<br />
==Top five domains and the foreign filing trends==<br />
[[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br />
<br />
==Foreign filing trends of top players==<br />
* The chart information is based on patent family members and not based on priority country filing<br />
[[image:Country-Assignee1.png|center|600 px|thumb|Country-Assignee]]<br />
<br />
==Trend in least and most crowded domains==<br />
[[Image:domain-filing4.png|thumb|center|800 px|Trend in least and most crowded domains]]<br />
<br />
==Distribution of analyzed patents - Based on insurance type==<br />
* 95 patents have been analyzed and categorized based on type of insurance<br />
* For definitions follow the [[link]]<br />
* Number in ( ) indicates # of patents <br />
* '''Trend - Top insurance filing sectors'''<br />
** Maximum number of patents file under life insurance category (39) followed by<br />
** Automobile insurance (26) and<br />
** Property insurance (7)<br />
[[Image:new95.png|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br />
<br />
==Distribution of patents - Based on activity==<br />
* Above 95 patents further analyzed for more granularity to project various patterns involved<br />
* '''Trend based on various activities under insurance: ''' <br />
** Maximum patent filed on insurance information management system (23) followed by<br />
** Insurance payment process (21) and<br />
** Insurance selling system and various selling parameters (15)<br />
<br />
[[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br />
<br />
==Overall Trend - Based on insurance sector and respective activities==<br />
'''Automobile Insurance'''<br />
* Customize insurance policy and customized insurance premium for different cars and people<br />
* Keeping uninsured from driving<br />
<br />
'''Casualty insurance'''<br />
* Automatic accident reporting system of an insured person<br />
<br />
'''Health insurance'''<br />
* Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br />
<br />
'''Life Insurance'''<br />
* Annuity – Automated benefit scheme administration apparatus<br />
* Package – Selling other services (funeral plan) along with life insurance<br />
* Retirement – Computer based retirement planning and income arrangement system<br />
<br />
'''Property insurance'''<br />
* GPS Mobile insurance system – Monitoring current location and condition<br />
<br />
==Insurance type Vs assignee and their activities==<br />
'''Automobile insurance'''<br />
<br />
[[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br />
<br />
'''Life insurance'''<br />
<br />
[[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br />
<br />
'''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br />
<br />
[[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br />
<br />
----<br />
[[Media:Insurance_Analysis.xls]]</div>59.93.75.224